Druker & Associates

Do you suffer from any of the following symptoms?

• You use your credit card to pay other cards and often overextend your limits.
• You are unable to pay more than just interest on the amounts due, never reducing your actual debt even after countless monthly payments.
• You have recently lost your job.
• You often borrow money to get from one paycheck to the next, therefore your wages are spent before you actually receive them.
• Creditors are threatening to garnish your wages or repossess your assets (cars, furniture, house..) for past due debts.
• You have already been cut off by utility companies for phone, electrical, or other services that have not been paid.
• You have unsettled government or income tax debt.
• You are having trouble maintaining minimum monthly payments and feel like your debt level is uncontrollable.
• Are collection agencies harassing you?